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Secondary Market Loans

man and woman looking at papersEvaBank offers a variety of loan programs that are sold in the Secondary Market.  These loans are processed in our Wholesale Lending Division located in Birmingham, Alabama.  Because these loans are sold on the Secondary Market, little to no down payment is required and market-competitive interest rates may be obtained for qualified borrowers.

EvaBank currently offers the following Secondary Loan programs:



FHA Federal Housing Administration

Minimum 3.5% down payment on Purchase Transactions                                                                                                                                                               

Up to a 97.75% loan to value on Refinance Transactions

Various terms available

VA Veterans Affairs

Minimum to no down payment on Purchase Transactions

Must be a U.S. Veteran to qualify

Various terms available


Minimum 5% down payment on Purchase and Refinance Transactions

Various terms available

Contact your local EvaBank Loan Officer today to see if you qualify for a Secondary Market Loan!  You may be able to purchase your dream home with little to no down payment or refinance your current home and lower your payment!

Find a Loan Officer near you

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