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Time Deposits and IRAs

envelope with money

  • Minimum deposit is $1,000.00
  • A penalty will be or may be imposed for early withdrawal.
  • The penalty for early withdrawal is 3 month's interest on the 6 month or less Time Deposit accounts, and 6 month's interest on all other Time Deposit accounts.
  • Fees could reduce earnings of the account.

 

 

Current Interest Rates as of January 29, 2015

TIME DEPOSIT -$1000 MIN. DEPOSIT

*APY

1 month 

0.10

3 month 

0.28

6 month 

0.35

12 month 

0.50

14 month 

1.00

18 month                                                   

0.85

24 month 

1.01

30 month 

1.11

36 month 

1.21

48 month 

1.36

60 month 

2.04

* The Annual Percentage Yield (APY) is based on annual compounding.

IMPORTANT    Interest Rates subject to change without notice

Click here for additional account requirements