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Eva Bank
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CDs & IRAs


  • Minimum deposit is $1,000.00 for Time Deposits and $500 for IRAs.
  • A penalty will be or may be imposed for early withdrawal.
  • The penalty for early withdrawal is 3 month's interest on Time Deposit accounts less than 12 months, and 6 month's interest on all other Time Deposit accounts(12-60 months).
  • Fees could reduce earnings of the account.
APYs as of October 01, 2026
Time Deposit (CD) $1000 Min. Deposit APY*
Eva Liquid CD - Renews every 3 months. $500 Minimum Deposit 3.55
6 month CD 4.04
12 month CD 4.00
18 month CD 4.08
24 month CD
3.82
30 month CD 3.82
36 month CD 3.82
40 month CD - Special**
4.08
48 month CD 3.82
60 month CD
3.82
IRA $500 Min. Deposit APY*
24 month IRA 4.08
 

*Annual Percentage Yield (APY)

**The 40 month CD Special will renew as a 36 month CD at maturity.

Click here for additional account requirements.